We are expert in flood insurance and “Flood Nerds”. 

Hello, I’m Robert Murphy and I would love to help you with shopping for your flood insurance options there are more out there then you think and more coming too.

If you have to purchase flood insurance in the US and think you might be paying too much let us shop for a better flood policy.

If you currently have a National Flood Insurance Program (NFIP/FEMA) policy, you know how expensive premiums are getting – and how hard it is to pay your flood insurance renewal.

This is the Best Flood Insurance Agency you will find, period. We’ve always prided ourselves on being more than just insurance agency. We are Flood Insurance Nerds.

We make buying a new home that needs flood insurance possibility. Start by filling out our discovery form. and sometimes we will call you for a free consultation that takes approximately 15 minutes. During this phone call, we will be able to help you mad out how to control your flood insurance cost for the future and secure coverage that will be there when you need it. What do you have to lose? Call us today and find out how we can save you money.

Residential flood insurance, commercial flood insurance, Condo flood insurance, RCBAP, Master flood policies, excess flood insurance.

Better Flood Insurance is an independent Flood Insurance agency that specializes in flood insurance ONLY. We know all the In’s and outs of flood insurance. We know what your lender will require and how to make sure your loan closing happens on your time and isn’t delayed due to incompetent agents.

Why Private Flood Insurance vs NFIP?

Although we know how to navigate the National Flood Insurance Program and are experts in the complicated policies. We have found that by shopping all flood insurance options NFIP vs Private flood insurance we can see the true cost of flood insurance for your properties unique needs.

Your property is one of the biggest investment you will make in your lifetime. Unless you shop for flood insurance you might be paying more for inferior coverage then you need to.

Your property needs to be as protected in the event of flooding but your pocketbook should be equally considered. There are numerous benefits to working with a Flood Insurance Expert to ensure you are getting the best coverage at the best price.

A flood Insurance Expert will save you a lot of time and money. It can be difficult to understand the differences between Private flood insurance, Lloyds of London Flood Insurance, National Flood Insurance Program, FEMA and a few others. Flood Nerds just need to review your property and history then our experts will come back with a solution that best fits your needs.

With a clear vision of the flood insurance options, you won’t have to question if you are getting the best price because you will be through us. You need a flood insurance expert to guide you though the purchase of flood insurance.

Cost of flood insurance.

The Private flood insurance market is growing and there is more than just one private flood insurance company. We have a handful of prequalified private flood insurance companies. Any option we find for you will offer the best coverage and fair price.


Private flood insurance policies tend to be 20 – 50% savings over the government option.

How can Private flood insurance be so much cheaper?

Every private flood insurance company have different underwriting practices, technology, and appetite for covering a properties risk. Most of the Lloyds of London private flood insurance options we shop are using advanced flood zone risk maps and computer modeling technology to guestimate the properties true risk than. Private flood insurance premiums are what we coined “fair market” flood insurance premiums.

We make it buying flood insurance simple. Let us help you with your flood insurance requirements and help you truly understand when flood insurance is required by your lender and when it is not, know your true risk of flooding and offer options that work for your property and save money on flood insurance.

We will help you control the cost of flood insurance moving forward.  Try out the flood insurance calculator (above), then let us get your flood insurance quotes. We have a Flood Nerd waiting to help you. Our pledge to find you better flood insurance coverage, save you money and to make this subject a little fun.

YOUR FLOOD NERD.