1. Do I need to buy flood insurance on a ground unit condo?

    This post is from a post on bigger pockets a real estate investment site.  I worte on anwering a question about flood insruance. Flood Nerd responce to question on buying flood insurance @Aaron K. and @Claire Rosenberg all properties are in a flood zone the only differentiator with the flood zones is the "high-risk" flood zones is your lender will require flood insurance in order to get the funds…Read More

  2. Dialogue with Flood Nerd about Low-risk flood zone vs High-risk flood zone

    Olé at Lely Resort Condo Association (LOMA) Dialogue with Flood Nerd about Low-risk flood zone vs High-risk flood zone Hello, Doris, thanks for letting us look at your property what an honor.  Beautiful condo community It is looking like you are shopping to replace an existing condo unit policy that is written with the NFIP (National Flood Insurance Program) You also noted that your condo unit i…Read More

  3. Cheap Flood Insurance

    How to get cheap flood insurance and better coverage in 3 min Flood Insurance is probably one of the most misunderstood types of property insurance. Most insurance agents don’t understand the policies and many refuse to write flood insurance. The problem is most homeowners think that flooding is covered by their property policy. On quick review you will find out that flood insurance isn’t cove…Read More

  4. Private Flood Insurance Client in Colorado, Arvada, Wheat Ridge, Boulder and more.

    Colorado Flood Insurance Today I got a call from a client who is looking to buy a home in Jefferson County, CO. The property is in Wheatridge, and in an area that is considered a High-risk or Special Hazard Flood Area (SHFA). Zone AE flood insurance, Colorado Zone AE doesn't mean that her new home has flooded before or will flood; it means it has a higher chance of it, and it also means that her l…Read More

  5. Trouble selling 2 of my homes. Flood land

    Question: I am having trouble selling 2 of my homes. Erik L Pittsfield MA I'm selling both of my rental houses in town so I can invest out of state. Both are in a flood area so I need extra insurance and home buyers run away once they hear that. In both situations what can I do to help the buyer not freak out and actually want to acquire the property? Answer: Flood Nerd I idea on selling a propert…Read More

  6. Do I buy a home in a flood plain?

    Home in Flood Plain - Deal breaker? Brax P in Phoenix, Az - Hey flood nerds! I am currently under contract to buy a home in Arizona. The home within close distance to a street that is designated as a flood plain AE which has a 1% of flood annually and is high- risk. How do I get a quote for flood insurance? I am asking my current ins agent to provide but have heard quotes as low as $500 annually o…Read More

  7. FAQ – Diologue with a Client about RCV vs ACV

    We often get asked if the flood policy we quote is Replacement cost or Actual cash. This post will hopefully clear up the question. If you have further questions or want to speak with a flood nerd feel free to call us at 1-866-990-7482. And if you want to save money on your flood insurance let us do your shopping. Flood Nerd to Lisa F (OR): Hi Lisa, Thanks for reaching out, I have exciting news, y…Read More

  8. FEMA FLOOD MAPS, Flood zone Map, Flood Map

    FEMA Flood Maps Flooding is the number one natural disaster we face in the U.S. All it takes is a few inches of water to cause catastrophic damage to your property. You could see your financial future destroyed with the flood floodwaters. We have had clients tell us they wish they had bought the flood insurance before it happened to them. Many had to take on second jobs, forgo retirement or in the…Read More

  9. Flood Insurance Cost calculator

    Flood Insurance Cost Calculator – Cost of flood insurance

    Flood Insurance Cost Calculator A question we often get asked is how much is flood insurance? It can be hard to calculate the cost of flood insurance. Because to some degree, it depends on where the structure is located. The government policy, which is written by the National Flood Insurance Program (NFIP) has a policy that is heavily subsidized and can be as little as $500 a year in most areas. "…Read More

  10. Flood Nerd Private Flood Insurance

    What are my Private Flood Insurance options? Cost of flood insurance.

    What are my Private Flood Insurance options? Cost of private flood insurance vs NFIP https://www.youtube.com/watch?v=DK9u1IfpPUM This is such a great question and we hear all the time what are the flood insurance options? Many people believe that the Government flood insurance policy administered through FEMA also called the NFIP is the only option and that was true for 50-years when the NFIP had …Read More