1. How to Prepare for Your NFIP Flood Premium Shock

    As flood waters enter a home, ruin begins. Wood framing sucks up water like a ShamWow. Outlets underwater are now useless. If your area has clay soil like many in the south, it absorbs water. Clay's uneven nature will break up the foundation. Embedded pipes rupture and window and door frames sag and break. Most flooring and furniture fill with contamination from sewage in the waters. Non-porous fl…Read More

  2. The Ultimate Guide to Finding the Best Flood Insurance

    It's been a year since hurricane Harvey sat, defying the odds, over Houston, TX for four full days. More than 50 inches of rain in some areas sent flooding waters in an area the size of New Jersey. The weight of the water sank the 4th largest city into the earth's crust 2 centimeters. As with any natural disaster, the toll it takes is enormous after the storm passes. Only 20% of the area's homeown…Read More

  3. NFIP VS. Private Flood Insurance « Lloyds of London Flood Insurance (Diologue with a client)

    The following is a Dialogue with a client in regards to Private flood Insurance vs the National Flood Insurance Program administered through FEMA we also will explain where Lloyds of London Flood Insurance fits within this whole Private Flood mix and then finish up with different Private flood insurance companies we shop in order to get the best price for the cost of flood insurance. What is the N…Read More

  4. Doilogue with a client in regards to Needing flood insurance

    Below is a Dialogue I had with a client about flood insurance it seems that there is a common belief that our properties will never flood so we don't need flood insurance. I hear this day in and day out. And I hope to educate. -- Flood Nerd----- Doug I am so excited I like getting clients on this option when they fit.  We are pre-approved for the premier option COVERAGE OF $250,000 building wit…Read More

  5. Private flood insruance compliance

    Privatefloodcompliance-5b226ae3bd29e   Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flo…Read More

  6. This is FLOOD UP Man! What is the answer to save money on your flood insurance?

    Summer 2018, nearly 7 million homes are at risk of hurricane storm surge, and Flooding Below is a breakdown of the top 10 cities areas most at risk. Based on Flood Insurance Rate Maps. Flood Insurance; private flood insurance; Lloyds of London; other options how do you save money on your flood insurance and other questions around flood insurance rate maps (FIRM) answered The 2017 Hurricanes: The f…Read More

  7. Lloyds of London flood Insurance in

    Lloyds of london Flood Insurance

    What is Lloyds of London Flood Insurance? Who is Lloyds of London? What is private flood insurance? Isn't State Farm flood insurance, Progressive flood insurance, Farmers flood insurance private flood? Is Lloyds of London Flood insurance expensive? How do I get a Lloyds of London Flood insurance policy? Do I need Flood Insurance? What is the difference between NFIP and the private flood market? Wh…Read More

  8. End the Flood Insurance Monopoly – Please

    As an Expert in flood insurance, we are uniquely positions to shop all flood policies to date for our clients both private flood and the NFIP. We also see the confusing wording and the CYA tactics local government, lenders, and insurance companies have created to address the unclear direction in the law and guidelines specified in regards to private flood insurance. And this issue seems to be on…Read More

  9. FACE of Natural Disaster & Flawed FEMA Maps

    These days about a week after the devastation from the back to back Hurricanes Harvey and Irma. It is not hard to find an image of the massive damage in their wake. The back to back storms have now passed and the water is still receding, now is the time to assess the extent of the damage and prepare to repair and in some cases rebuild. Ruined floors, soaked furniture, and clothing, ruined electro…Read More

  10. Why do people Drop Flood coverage?

    Insurance, any type of insurance is intended to save us from Financial Ruin, yet why do we choose to go without it? When Hurricane Harvey made landfall and Hurricane Irma was 7 days out, our phones started lighting up, most people of whom did not currently have flood coverage wanted to get it and as fast as they could. Unfortunately, it was too late for them and our heartstrings were tugged as we …Read More