2023 – Flood Nerd Blog

  1. FEMA FLOOD MAPS, Flood zone Map, Flood Map

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    Hey there! Did you know that flooding is the most common natural disaster in the U.S.? Even a few inches of water can cause enormous damage to your precious property, putting your financial well-being at risk. Don't wait until it's too late! We've heard countless stories from our clients about how they wished they had bought flood insurance before it was too late. Some unfortunately had to take on…Read More

  2. FEMA 2.0 – Claims Rule change

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    The NFIP has made an important Claims Factor rule change. Earlier this year I express my concern in a blog post on the NFIP proposed prior claims history. My main concern is that new homebuyer would be buying homes that have a hidden history of flood claims and then get hammered when they file their first claim as the NFIP had planned to penalize a property for all historical claims. Here is that …Read More

  3. Cost of Flood Insurance Fort Myers Florida: How to Save Money!

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    Welcome to flood insurance in glorious Fort Myers, FL! Fort Myers is subject to all the unpredictable and exciting weather that Florida has to offer. From hurricanes and thunderstorms to floods, it can be difficult to know what’s coming next. That’s why flood insurance is a great investment for any Fort Myers, resident; it ensures that your property is protected from flood damage in the event …Read More

  4. 2023 – A 5-Step Commercial Flood Insurance Guide (That ANYONE Can Follow)

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    Business owners, you're prime targets for flooding! The devastation from Hurricane Harvey's flooding caused a shocking $125 billion in damages - leaving many businesses unable to recover. 'It's a warning sign of what could happen to your own business if not insured. With climate change causing more floods and rising sea levels, commercial flood insurance is an important way for business owners to …Read More

  5. 2023 – Why Choose Private flood over the NFIP (Part2)

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    Are you a property or business owner considering flood insurance but must decide whether to sign up for a policy from the National Flood Insurance Program (NFIP) or explore private flood insurance coverage options?  We’ve got good news; as former FEMA/NFIP leader W. Craig Fugate once said, “Flood insurance is not one size fits all… You can tailor it for your circumstances.” Even though th…Read More

  6. 2023 – Why Choose Private flood over the NFIP (Part 1)

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    The advantages and disadvantages of the National Flood Insurance Program (NFIP) Advantages of NFIP: NFIP policy vs private flood insurance NFIP has a bailout plan (it costs all of us). Do you know the difference between the NFIP and private flood writers? If you're a property owner, it's important to understand the distinct roles each plays in providing flood insurance. And if you're looking to bu…Read More

  7. Flood Insurance Agency Gainesville FL: How to Save Money!

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    Welcome to a Flood Insurance Agency! Your structure is subject to all the unpredictable and exciting weather that Florida has to offer. From hurricanes and thunderstorms to floods, it can be difficult to know what’s coming next. That’s why flood insurance is a great investment for any Florida, resident; it ensures that your property is protected from flood damage in the event of a flood. Flood…Read More

  8. How much does flood insurance cost?

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    How much does flood insurance cost in the United States annually? The cost of flood insurance in the United States depends upon several factors, including location, flood risk, and coverage level. On average, across the country, flood insurance costs around $500 - $1,500 per year for standard coverage. Location can cause this to rise significantly- coastal areas may pay upwards of $2,000 annually …Read More

  9. Is flood zone AE Bad?

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    (function() { var qs,j,q,s,d=document, gi=d.getElementById, ce=d.createElement, gt=d.getElementsByTagName, id="calconic_", b="https://cdn.calconic.com/static/js/"; if(!gi.call(d,id)) { j=ce.call(d,"script"); j.id=id; j.type="text/javascript"; j.async=true; j.dataset.calconic=true; j.src=b+"calconic.min.js"; q=gt.call(d,"script")[0]; q.parentNode.insertBefore(j,q) } })(); Flood Zones: What You Need…Read More

  10. One Question Every Homebuyer Should Ask But Never Does

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    Buyers have so many questions about prospective homes. What school do the kids attend? How many bedrooms and what’s the square footage? When were mechanical systems like heating and air conditioning last updated? Sellers and seller’s agents provide answers. And federal and state laws require sellers to answer some questions that might not be asked.  For example, federal law requires sellers t…Read More