1. 5 Secrets the Government Doesn’t Want You to Know About Private Flood Insurance

    America weathers a lot of rain. Some years see up to 58 feet. The rainy season for the Midwest folds right into hurricane season and then California takes over (think: El Nino). As there's no real dry season that spans America, there's no time off for flood remediation. With a $30 billion and growing debt, the National Flood Insurance Program (NFIP) isn't equipped to handle the constant threat of …Read More

  2. A 5-Step Commercial Flood Insurance Guide (That ANYONE Can Follow)

    In 2017, the extensive flooding in Houston caused by Hurrican Harvey cost $125 billion in damage. More than 40% of the business that was flooded will never recover and close their business and dreams. As the sea-level rises with climate change, flooding is a major risk for businesses. If you own a business, a flood can damage your infrastructure, your inventory, and your ability to operate in an i…Read More

  3. Dialogue with Flood Nerd about Base Flood Elevation / What is my BFE?

    What is my BFE? In this blog, we are taking a real conversation with a client in order to make this information available to our community that has to purchase flood insurance or are curious about flood insurance. Please note that many insurances do not really understand flood insurance and most avoid it if they can. This is why we exist we are experts in this complicated insurance and are here to…Read More

  4. How You Can Take Control of the Rising Cost of Flood Insurance

    In June 2008, 11 million people were affected by flooding across the Midwest. That number represents the most people ever affected by a natural disaster in US history. Flooding is one of the most common natural disasters in the US. And they're becoming more frequent than ever before. With this increased risk, it's time for homeowners to seriously consider whether the costs of flood insurance outwe…Read More

  5. How to Prepare for Your NFIP Flood Premium Shock

    As flood waters enter a home, ruin begins. Wood framing sucks up water like a ShamWow. Outlets underwater are now useless. If your area has clay soil like many in the south, it absorbs water. Clay's uneven nature will break up the foundation. Embedded pipes rupture and window and door frames sag and break. Most flooring and furniture fill with contamination from sewage in the waters. Non-porous fl…Read More

  6. The Ultimate Guide to Finding the Best Flood Insurance

    It's been a year since hurricane Harvey sat, defying the odds, over Houston, TX for four full days. More than 50 inches of rain in some areas sent flooding waters in an area the size of New Jersey. The weight of the water sank the 4th largest city into the earth's crust 2 centimeters. As with any natural disaster, the toll it takes is enormous after the storm passes. Only 20% of the area's homeown…Read More

  7. Doilogue with a client in regards to Needing flood insurance

    Below is a Dialogue I had with a client about flood insurance it seems that there is a common belief that our properties will never flood so we don't need flood insurance. I hear this day in and day out. And I hope to educate. -- Flood Nerd----- Doug I am so excited I like getting clients on this option when they fit.  We are pre-approved for the premier option COVERAGE OF $250,000 building wit…Read More

  8. Private flood insruance compliance

    Privatefloodcompliance-5b226ae3bd29e   Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flo…Read More

  9. This is FLOOD UP Man! What is the answer to save money on your flood insurance?

    Summer 2018, nearly 7 million homes are at risk of hurricane storm surge, and Flooding Below is a breakdown of the top 10 cities areas most at risk. Based on Flood Insurance Rate Maps. Flood Insurance; private flood insurance; Lloyds of London; other options how do you save money on your flood insurance and other questions around flood insurance rate maps (FIRM) answered The 2017 Hurricanes: The f…Read More

  10. End the Flood Insurance Monopoly – Please

    As an Expert in flood insurance, we are uniquely positions to shop all flood policies to date for our clients both private flood and the NFIP. We also see the confusing wording and the CYA tactics local government, lenders, and insurance companies have created to address the unclear direction in the law and guidelines specified in regards to private flood insurance. And this issue seems to be on…Read More