1. How much should flood insurance cost?

    Wondering About the Average Cost of Insurance? As flood experts, everyone asks us “how much should flood insurance cost?” The Flood Nerds™ at Better Flood think you should pay as little as possible for good coverage. But calculating the cost of flood insurance isn’t easy. Two identical homes with identical contents can have two different premiums. That’s because flood insurance costs var…Read More

  2. Affordable flood insurance

    How can I get Affordable flood Insurance? There is a belief that flood insurance is expensive, and the news loves to report that flood insurance rates are going through the roof. As a Flood Nerd who only works in flood insurance nationwide, I see, quote, and shop many options for flood insurance the belief that flood insurance is expensive is true for some however for most properties it is possibl…Read More

  3. How to Avoid Paying High Flood Insurance Premiums.

    3 obstacles that divert your ability to save money on flood insurance. First is working with an agent that doesn’t understand flood insurance, has less than 700 flood insurance policies, and only shops for the NFIP option. For this reason, we do not think your auto or homeowners insurance agent will be a good option for you or be able to do right by you with your flood coverage. And this could e…Read More

  4. Why aren’t property owners getting private flood insurance to protect their investments? 

    For some reason, the client's adaptation to saving money by getting a private flood insurance policy is still very low in the United States. Especially in the coastal communities with less than ten percent of homeowners buying coverage, each area accosts the nation with lower percentages than ten. A real example is the recent flooding in Kentucky, which will be an economic loss of one billion. You…Read More

  5. Is private flood insurance better than FEMA?

    Is private flood insurance better than NFIP / FEMA, aka the government option?   If you are wondering if private flood is better than FEMA flood insurance and are interested in a comparison, you have come to the right spot. As a Flood Nerd™, we have some ideas of which is better, depending on the circumstance or preference. For most of our clients, however, it comes down to price. The NFIP/…Read More

  6. Can you cancel your flood insurance and get a refund check?

    Can I cancel my flood insurance and get a refund check? FEMA says that canceling flood insurance coverage can be terminated at any time. Still, they make it really hard to do so because of the federal law that requires flood insurance for any property with a mortgage.  The NFIP has 14 “reasons” that they allow property owners to cancel an active flood policy.  The building is sold or removed…Read More

  7. Can you get flood insurance on a rental property?

    Yes, you can get flood insurance on a rental property? Your step-by-step guide and plan to getting flood insurance on a rental property. As a landlord, ensuring you have the correct insurance to cover your asset and investment is important. However, many landlords forgo buying flood insurance on their rental property, which hurts their financial future, and don't make this same grave mistake. One…Read More

  8. Can you get flood insurance on a mobile home?

    Can you get flood insurance on a mobile home? The number of decisions we make in a day is bewildering. What to wear, what to each, who to focus our attention on, and what. And we solve countless problems every day at work and at home.  Naturally, we intend to keep up on our goals, relationships, bills, investments, and insurances. Although we don’t often think about insurance until we need it. …Read More

  9. Can you get flood insurance in New Orleans LA?

    Can you get flood insurance in New Orleans?  50% of greater New Orleans lies above sea level. That's good news! You read that statistic correctly.  50%.  Said another way – and maybe a bit more jarring: Half of New Orleans is below sea level, and development is why. While there are many reasons why the original French settlers built New Orleans on the natural high points along the Mississippi…Read More

  10. Can you get flood insurance in Florida?

    If it rains, it can flood. In Florida, the flood risk is higher because of the state's frequency of storms and surrounding waters. Homeowners' policies do not cover flooding.  Flood insurance is an investment in your financial future. One inch of water can cause $25,000 in damage, growing yearly.  A flood policy can cover both your structure and your contents. Any coverage is better than nothing…Read More