1. 5 Secrets the Government Doesn’t Want You to Know About Private Flood Insurance

    America weathers a lot of rain. Some years see up to 58 feet. The rainy season for the Midwest folds right into hurricane season and then California takes over (think: El Nino). As there's no real dry season that spans America, there's no time off for flood remediation. With a $30 billion and growing debt, the National Flood Insurance Program (NFIP) isn't equipped to handle the constant threat of …Read More

  2. How You Can Take Control of the Rising Cost of Flood Insurance

    In June 2008, 11 million people were affected by flooding across the Midwest. That number represents the most people ever affected by a natural disaster in US history. Flooding is one of the most common natural disasters in the US. And they're becoming more frequent than ever before. With this increased risk, it's time for homeowners to seriously consider whether the costs of flood insurance outwe…Read More

  3. How to Prepare for Your NFIP Flood Premium Shock

    As flood waters enter a home, ruin begins. Wood framing sucks up water like a ShamWow. Outlets underwater are now useless. If your area has clay soil like many in the south, it absorbs water. Clay's uneven nature will break up the foundation. Embedded pipes rupture and window and door frames sag and break. Most flooring and furniture fill with contamination from sewage in the waters. Non-porous fl…Read More

  4. The Ultimate Guide to Finding the Best Flood Insurance

    It's been a year since hurricane Harvey sat, defying the odds, over Houston, TX for four full days. More than 50 inches of rain in some areas sent flooding waters in an area the size of New Jersey. The weight of the water sank the 4th largest city into the earth's crust 2 centimeters. As with any natural disaster, the toll it takes is enormous after the storm passes. Only 20% of the area's homeown…Read More

  5. Doilogue with a client in regards to Needing flood insurance

    Below is a Dialogue I had with a client about flood insurance it seems that there is a common belief that our properties will never flood so we don't need flood insurance. I hear this day in and day out. And I hope to educate. -- Flood Nerd----- Doug I am so excited I like getting clients on this option when they fit.  We are pre-approved for the premier option COVERAGE OF $250,000 building wit…Read More

  6. Private flood insruance compliance

    Privatefloodcompliance-5b226ae3bd29e   Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flo…Read More

  7. This is FLOOD UP Man! What is the answer to save money on your flood insurance?

    Summer 2018, nearly 7 million homes are at risk of hurricane storm surge, and Flooding Below is a breakdown of the top 10 cities areas most at risk. Based on Flood Insurance Rate Maps. Flood Insurance; private flood insurance; Lloyds of London; other options how do you save money on your flood insurance and other questions around flood insurance rate maps (FIRM) answered The 2017 Hurricanes: The f…Read More

  8. End the Flood Insurance Monopoly – Please

    As an Expert in flood insurance, we are uniquely positions to shop all flood policies to date for our clients both private flood and the NFIP. We also see the confusing wording and the CYA tactics local government, lenders, and insurance companies have created to address the unclear direction in the law and guidelines specified in regards to private flood insurance. And this issue seems to be on…Read More

  9. Why do people Drop Flood coverage?

    Insurance, any type of insurance is intended to save us from Financial Ruin, yet why do we choose to go without it? When Hurricane Harvey made landfall and Hurricane Irma was 7 days out, our phones started lighting up, most people of whom did not currently have flood coverage wanted to get it and as fast as they could. Unfortunately, it was too late for them and our heartstrings were tugged as we …Read More

  10. Government kicks the NFIP can down the street 2 more months

    The National Flood Insurance program was set to expire the End of September 30 2017. Our government seemed to be off to a good start addressing it before the election of Trump and then started working on it early in the year. I was quite hopeful that they would come together to address the #1 natural that we face in this country. But it appears to be a bigger issue then many had thought it would b…Read More