Skip to main content area.

The Flood Nerds

The Flood Nerds
Better Flood Insurance
Click to call. 18669907482

Site Mobile Navigation

  • Flood Insurance
  • True Private Flood
  • Lloyds of London
  • Contact Us
  • Mobile Nav Header

Get Flood Insurance and Save Money Too!

We Can Save on Average $500 to $1,457 on Annual Flood Insurance Premium.

How much money can you save on flood insurance
Get a quote
Speak to a Flood Nerd1-866-990-7482
BFI flood nerds

Featured on

Washington Flood Insurance – New flood maps.

Date Published:
July 7th, 2020
Categories:
Blog, Buy Flood Insurance, Buying home in flood zone, Selling Home in Flood zone
Tags:
Bellevue, Bothell WA flood insurance, flood insurance WA, flood insurance washington state, Kent flood insurance, King County WA, King County WA flood insurance, Kirkland WA Flood Insurance, north Bend WA flood insurance, Redmond WA flood insurance, Seattle WA flood insurance, WA Flood insurance, Washington STATE flood insurance

Diologue with the clients on the new flood zone maps that Washington State will be getting in 2020.

Joe Munchel Rental Property Invester (Kirkland, WA) 

Suprise New flood zone map for Washington State now I need Flood Insurance

I’ve owned the home for about a year now and they just put it in a flood zone 1 month ago. I’m going to shop around for the insurance but I’m still gonna have a surveyor go out there to hopefully have the house taken off.

_________________________________

Hi Joe thanks for reaching out.

If your property recently got put into a flood map: AE flood zone I would strongly recommend that you take advantage of the government subsidy that you can get when a property is moved from a flood zone X to an AE. You see the government policy allows you to get coverage at the X flood zone rate (this is called the Prefered Rate Policy) IF you buy the policy within a calendar year of the map change. Washington State had a really large map change 6/19/2020 where 22,529 properties were moved into a flood zone and one more coming for king count on 8/19/20 where another 20,712 properties will be moved into a high risk flood zone.

Washington State New Flood zone AE Map

The beauty about buying the government policy within a calendar year of the map change you see significant savings and if you are working with a flood insurance expert you can transfer the policy to a new owner and they too can benefit from the savings.

Maximum flood insurance coverages NFIPNFIP flood insurance rate for a Prefered Rate

You can also look for a private flood policy but I don’t think you will get the same subsidized policy the private market is best for those people that have properties that were already in the Ae flood zone (also called the high risk flood zone). For now I would recommend that you take advantage of the heavy subsidy and then when it starts getting more expensive shop out to the private flood market. You can search google “private flood insurance” skip the ads.

Your flood nerd

Categories:
Blog, Buy Flood Insurance, Buying home in flood zone, Selling Home in Flood zone
Tags:
Bellevue, Bothell WA flood insurance, flood insurance WA, flood insurance washington state, Kent flood insurance, King County WA, King County WA flood insurance, Kirkland WA Flood Insurance, north Bend WA flood insurance, Redmond WA flood insurance, Seattle WA flood insurance, WA Flood insurance, Washington STATE flood insurance



Site Navigation

  • Private
    • Private Flood Insurance
    • Lloyds of London
    • Condo Master Policies/RCBAP
    • Individual Condo Insurance
  • Government
    • Government Flood Insurance
    • Flood Zone Rate Maps
    • How to Get a LOMA
  • GET A QUOTE
  • Flood Zones
    • Flood zone A and AE
    • Flood zone V and VE
    • Save Money in Any Flood Zone
  • Resources
    • Blog
    • Flood Nerd’s Videos
    • Testimonials
  • Contact Us
How much is Flood Insurance

 | Alabama (AL) | Alaska (AK ) | Arizona (AZ) | Arkansas (AK) | California (CA) |
 | 
Colorado (CO) | Connecticut (CT) | Delaware (DE) | Florida (FL) | Georgia (GA) |
  |
Hawaii (HI) | Idaho (ID) | Illinois (IL) | Indiana (IN) | Iowa (IA) | Kansas (KS) | 
 |  
Kentucky (KY) | Louisiana (LA) | Maine (ME) | Maryland (MD) | Massachusetts (MA) |
 |  Michigan (MI) | Minnesota (MN) | Mississippi (MS)| Missouri (MO) | Montana (MT) |
 |  Nebraska (NE) | Nevada (NV) | New Hampshire (NH) | New Jersey (NJ) |
 |  New Mexico (NM) | New York (NY) | North Carolina (NC) | North Dakota (ND) |
|
Ohio (OH) | Oklahoma (OK) | Oregon (OR) | Pennsylvania (PA) | Rhode Island (RI) |

 |  South Carolina (SC) | Tennessee (TN) | Texas (TX) | Utah (UT) | Virginia (VA) |
| 
Washington (WA) | West Virginia (WV) | Wisconsin (WI) | Wyoming (WY)

©2022 BetterFloodInsurance, Inc.® - Do not copy. All rights reserved. | Privacy Policy & Refund Policy

The misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. Information requested to provide a quote or work on coverage will be shared with carriers. By filling out our online form, you are allowing us to shop for your coverage and communicate with you from time to time via email or phone. Requesting coverage does not guarantee coverage can be provided. Coverage can begin only with a specific statement by a licensed agency staff member. None of the information in the website guarantees that insurance will be provided or that the agency is obligated to procure insurance for the website visitor.
This and all information on this website is general and not intended for educational or informational purposes. Every claim is different, and some insurance policies can be difficult to interpret.

•In most cases, our quote can go to the final policy without quoted price changes; however, our underwriters can and do change offered prices due to changes in underwriting.  

uxicached