1. 2023 – A 5-Step Commercial Flood Insurance Guide (That ANYONE Can Follow)

    Business owners, you're prime targets for flooding! The devastation from Hurricane Harvey's flooding caused a shocking $125 billion in damages - leaving many businesses unable to recover. 'It's a warning sign of what could happen to your own business if not insured. With climate change causing more floods and rising sea levels, commercial flood insurance is an important way for business owners to …Read More

  2. 2023 – Why Choose Private flood over the NFIP (Part2)

    Are you a property or business owner considering flood insurance but must decide whether to sign up for a policy from the National Flood Insurance Program (NFIP) or explore private flood insurance coverage options?  We’ve got good news; as former FEMA/NFIP leader W. Craig Fugate once said, “Flood insurance is not one size fits all… You can tailor it for your circumstances.” Even though th…Read More

  3. 2023 – Why Choose Private flood over the NFIP (Part 1)

    The advantages and disadvantages of the National Flood Insurance Program (NFIP) Advantages of NFIP: NFIP policy vs private flood insurance NFIP has a bailout plan (it costs all of us). Do you know the difference between the NFIP and private flood writers? If you're a property owner, it's important to understand the distinct roles each plays in providing flood insurance. And if you're looking to bu…Read More

  4. What is the NFIP?

    The National Flood Insurance Program (NFIP) is a government-sponsored effort that provides subsidized flood insurance to homeowners and businesses in areas identified as high-risk or with “special flood hazards.” The program was established by the National Flood Insurance Act of 1968, which created a partnership between the federal government and local communities. Participating communities ag…Read More

  5. Flood Insurance Agency Gainesville FL: How to Save Money!

    Welcome to a Flood Insurance Agency! Your structure is subject to all the unpredictable and exciting weather that Florida has to offer. From hurricanes and thunderstorms to floods, it can be difficult to know what’s coming next. That’s why flood insurance is a great investment for any Florida, resident; it ensures that your property is protected from flood damage in the event of a flood. Flood…Read More

  6. How much does flood insurance cost?

    How much does flood insurance cost in the United States annually? The cost of flood insurance in the United States depends upon several factors, including location, flood risk, and coverage level. On average, across the country, flood insurance costs around $500 - $1,500 per year for standard coverage. Location can cause this to rise significantly- coastal areas may pay upwards of $2,000 annually …Read More

  7. Is flood zone AE Bad?

    (function() { var qs,j,q,s,d=document, gi=d.getElementById, ce=d.createElement, gt=d.getElementsByTagName, id="calconic_", b="https://cdn.calconic.com/static/js/"; if(!gi.call(d,id)) { j=ce.call(d,"script"); j.id=id; j.type="text/javascript"; j.async=true; j.dataset.calconic=true; j.src=b+"calconic.min.js"; q=gt.call(d,"script")[0]; q.parentNode.insertBefore(j,q) } })(); Flood Zones: What You Need…Read More

  8. How to get a flood insurance quote

    We all know that flood insurance is important, but with so many options out there, how do you find the best quote? The National Flood Insurance Program (NFIP) has had a monopoly on the market for years. However, private flood insurance companies have been slowly entering the industry and offering quote-based policies that save many people money. You, too, can be one of them. This is great news for…Read More

  9. One Question Every Homebuyer Should Ask But Never Does

    Buyers have so many questions about prospective homes. What school do the kids attend? How many bedrooms and what’s the square footage? When were mechanical systems like heating and air conditioning last updated? Sellers and seller’s agents provide answers. And federal and state laws require sellers to answer some questions that might not be asked.  For example, federal law requires sellers t…Read More

  10. How much should flood insurance cost?

    Wondering About the Average Cost of Insurance? As flood experts, everyone asks us “how much should flood insurance cost?” The Flood Nerds™ at Better Flood think you should pay as little as possible for good coverage. But calculating the cost of flood insurance isn’t easy. Two identical homes with identical contents can have two different premiums. That’s because flood insurance costs var…Read More