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  1. Lloyds of London flood Insurance in

    Lloyds of London Flood Insurance

    Who is this Lloyd guy in London and what does he have to do with flood insurance? Lloyds of London Insurance Lloyds of London also known as Lords of London and just simply Lloyds is one of the strongest financial entities in the world. As the name suggests, it is located in the financial district of London.  Lloyds of London is the very first modern insurer. They have been around since 1688, and …Read More

  2. What is Better Flood Insurance?

    Better Flood Insurance is home to the Flood Nerds. We are a flood insurance agency ONLY. Unlike other insurance agents that are generalists, we don’t write auto or home policies - we only write flood insurance.  Flood insurance is a complex product and keeping up with the private and government markets is a full-time job if you do it right.  You’ll never catch a Flood Nerd writing an auto po…Read More

  3. Flood Insurance Cost calculator

    How much should flood insurance cost?

    Wondering About the Average Cost of Insurance? As flood experts, everyone asks us “how much should flood insurance cost?” The Flood Nerds at Better Flood  think you should pay as little as possible for good coverage. But calculating the cost of flood insurance isn’t easy. Two identical homes with identical contents can have two different premiums. That’s because flood insurance costs vary…Read More

  4. Flood Maps

    Is Lloyds of London pulling out of markets like Kentucky or Ilinois? August 13, 2020

    The following is a call I got from two of the most fantastic FEMA representatives asking if Lloyds was pulling out of the Flood insurance markets. Spoiler Alert (they are here to stay sorry FEMA). | Lloyds of London Flood insurance  | Private Flood insurance | Alternative to FEMA flood insurance. | Alternative to NFIP Hi FLOOD NERD - Robert I trust you are well, I was reading this article in th…Read More

  5. How do I get a LOMA?

    Shawn Ziegaus Rental Property Investor from Lake City, FL Just getting into my first rental. However the flood insurance we are having to pay is a pretty hefty payment each month. I have been looking into petitioning for removal of the requirement just solely to be able to increase monthly cash flow. If anyone has any tips on how to go go through this process or the best way to increase your o…Read More

  6. Do I need to buy flood insurance on a ground unit condo?

    This post is from a post on bigger pockets a real estate investment site.  I worte on anwering a question about flood insruance. Flood Nerd responce to question on buying flood insurance @Aaron K. and @Claire Rosenberg all properties are in a flood zone the only differentiator with the flood zones is the "high-risk" flood zones is your lender will require flood insurance in order to get the funds…Read More

  7. Dialogue with Flood Nerd about Low-risk flood zone vs High-risk flood zone

    Olé at Lely Resort Condo Association (LOMA) Dialogue with Flood Nerd about Low-risk flood zone vs High-risk flood zone Hello, Doris, thanks for letting us look at your property what an honor.  Beautiful condo community It is looking like you are shopping to replace an existing condo unit policy that is written with the NFIP (National Flood Insurance Program) You also noted that your condo unit i…Read More

  8. Cheap Flood Insurance

    How to get cheap flood insurance and better coverage in 3 min Flood Insurance is probably one of the most misunderstood types of property insurance. Most insurance agents don’t understand the policies and many refuse to write flood insurance. The problem is most homeowners think that flooding is covered by their property policy. On quick review you will find out that flood insurance isn’t cove…Read More

  9. Private Flood Insurance Client in Colorado, Arvada, Wheat Ridge, Boulder and more.

    Colorado Flood Insurance Today I got a call from a client who is looking to buy a home in Jefferson County, CO. The property is in Wheatridge, and in an area that is considered a High-risk or Special Hazard Flood Area (SHFA). Zone AE flood insurance, Colorado Zone AE doesn't mean that her new home has flooded before or will flood; it means it has a higher chance of it, and it also means that her l…Read More