1. Flood Insurance RCV vs ACV – A Flood Nerds™ Explains

    We often get asked if the flood policy we quote is Replacement cost or Actual cash. This post will hopefully clear up the question. If you have further questions or want to speak with a flood nerd feel free to call us at 1-866-990-7482. Dear Customer, I understand that choosing the right flood insurance coverage for your property can be confusing, especially when an understanding the difference be…Read More

  2. What are my Private Flood Insurance options? Cost of flood insurance.

    What Private Flood Insurance options are available to me? How does the cost of Private Flood Insurance compare with that of NFIP? This is a wonderful question and one that we frequently hear: What flood insurance options are available? For 50 years, the National Flood Insurance Program (NFIP), also known as the Government flood insurance policy administered by FEMA, enjoyed a monopoly on flood ins…Read More

  3. Save Money on Flood Insurance Colorado, Arvada, Wheat Ridge, Boulder and more.

    Colorado Flood Insurance A client called me today seeking a house in Jefferson County, CO. However, the property in Wheatridge, CO falls within a High-risk or Special Hazard Flood Area (SHFA). Zone AE flood insurance, Colorado While a history or possibility of flooding may not be a certainty with flood zone AE, the likelihood is higher, leading to requirements of flood insurance by lenders for the…Read More

  4. Do I need to buy flood insurance on a ground unit condo?

    This post is from a post on bigger pockets a real estate investment site.  I worte on anwering a question about flood insruance. Flood Nerd responce to question on buying flood insurance @Aaron K. and @Claire Rosenberg all properties are in a flood zone the only differentiator with the flood zones is the "high-risk" flood zones is your lender will require flood insurance in order to get the funds…Read More

  5. Why Better Flood Insurance is the Best Flood Insurance Agency

    The price tag of flood damage in the United States hit an astounding $8.4 billion in 2011. 2016 saw the most floods in the United States on record. While you may think flood insurance isn't all that important, it is absolutely crucial. If you live somewhere where it rains, you are susceptible to floods. Flooding can also occur from leaky pipes and other plumbing issues. However, this is not consid…Read More

  6. How You Can Take Control of the Rising Cost of Flood Insurance

    In June 2008, 11 million people were affected by flooding across the Midwest. That number represents the most people ever affected by a natural disaster in US history. Flooding is one of the most common natural disasters in the US. And they're becoming more frequent than ever before. With this increased risk, it's time for homeowners to seriously consider whether the costs of flood insurance outwe…Read More

  7. The Ultimate Guide to Finding the Best Flood Insurance

    It's been a year since hurricane Harvey sat, defying the odds, over Houston, TX for four full days. More than 50 inches of rain in some areas sent flooding waters in an area the size of New Jersey. The weight of the water sank the 4th largest city into the earth's crust 2 centimeters. As with any natural disaster, the toll it takes is enormous after the storm passes. Only 20% of the area's homeown…Read More

  8. Do You Need to Buy Flood Insurance?

    If you’ve ever asked yourself the question, “do I need flood insurance?” we’ve got an answer for you—better safe than sorry. Now hopefully that doesn’t come across as too negative, but if you have the option to buy flood insurance, it’s probably a good idea to do so. You may have also asked yourself one of these questions: “How much does flood insurance cost?” “Where can I even…Read More