Flood Insurance Coverage

  1. Flood Insurance RCV vs ACV – A Flood Nerds™ Explains

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    We often get asked if the flood policy we quote is Replacement cost or Actual cash. This post will hopefully clear up the question. If you have further questions or want to speak with a flood nerd feel free to call us at 1-866-990-7482. Dear Customer, I understand that choosing the right flood insurance coverage for your property can be confusing, especially when an understanding the difference be…Read More

  2. What are my Private Flood Insurance options? Cost of flood insurance.

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    What Private Flood Insurance options are available to me? How does the cost of Private Flood Insurance compare with that of NFIP? This is a wonderful question and one that we frequently hear: What flood insurance options are available? For 50 years, the National Flood Insurance Program (NFIP), also known as the Government flood insurance policy administered by FEMA, enjoyed a monopoly on flood ins…Read More

  3. Save Money on Flood Insurance Colorado, Arvada, Wheat Ridge, Boulder and more.

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    Colorado Flood Insurance A client called me today seeking a house in Jefferson County, CO. However, the property in Wheatridge, CO falls within a High-risk or Special Hazard Flood Area (SHFA). Zone AE flood insurance, Colorado While a history or possibility of flooding may not be a certainty with flood zone AE, the likelihood is higher, leading to requirements of flood insurance by lenders for the…Read More

  4. Is Lloyds of London pulling out of markets like Kentucky or Ilinois? August 13, 2020

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    The following is a call I got from two of the most fantastic FEMA representatives asking if Lloyds was pulling out of the Flood insurance markets. Spoiler Alert (they are here to stay sorry FEMA). | Lloyds of London Flood insurance  | Private Flood insurance | Alternative to FEMA flood insurance. | Alternative to NFIP Hi FLOOD NERD - Robert I trust you are well, I was reading this article in th…Read More

  5. Do I need to buy flood insurance on a ground unit condo?

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    This post is from a post on bigger pockets a real estate investment site.  I worte on anwering a question about flood insruance. Flood Nerd responce to question on buying flood insurance @Aaron K. and @Claire Rosenberg all properties are in a flood zone the only differentiator with the flood zones is the "high-risk" flood zones is your lender will require flood insurance in order to get the funds…Read More

  6. Why Better Flood Insurance is the Best Flood Insurance Agency

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    The price tag of flood damage in the United States hit an astounding $8.4 billion in 2011. 2016 saw the most floods in the United States on record. While you may think flood insurance isn't all that important, it is absolutely crucial. If you live somewhere where it rains, you are susceptible to floods. Flooding can also occur from leaky pipes and other plumbing issues. However, this is not consid…Read More

  7. 5 Secrets the Government Doesn’t Want You to Know About Private Flood Insurance

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    America weathers a lot of rain. Some years see up to 58 feet. The rainy season for the Midwest folds right into hurricane season and then California takes over (think: El Nino). As there's no real dry season that spans America, there's no time off for flood remediation. With a $30 billion and growing debt, the National Flood Insurance Program (NFIP) isn't equipped to handle the constant threat of …Read More

  8. How to Prepare for Your NFIP Flood Premium Shock

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    As flood waters enter a home, ruin begins. Wood framing sucks up water like a ShamWow. Outlets underwater are now useless. If your area has clay soil like many in the south, it absorbs water. Clay's uneven nature will break up the foundation. Embedded pipes rupture and window and door frames sag and break. Most flooring and furniture fill with contamination from sewage in the waters. Non-porous fl…Read More

  9. Why Having Flood Insurance Coverage is Key

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    Have you looked into FEMA’s flood insurance coverage? If so, you were likely shocked at the prices. At Better Flood Insurance, our goal is to make the purchasing process as easy as possible. That’s why you can apply here on our website and get a flood insurance quote online in just 24 short hours. If you’ve been following along with our blog for a while, you probably know that at Better Floo…Read More

  10. Ask Yourself What Would you Do?

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    I was looking though articles and ran across these images. Wow, floods... This was from Hurricane Matthew which hit the Eastern cost October 2016. Earlier this week, I was speaking to a colleague and she was telling me that the rescue workers were having to come in 3 hours by boat to save those trapped. Well wishes to all that have suffered a loss, especially those in North Carolina. Prayers and w…Read More