1. Is Lloyds of London pulling out of markets like Kentucky or Ilinois? August 13, 2020

    The following is a call I got from two of the most fantastic FEMA representatives asking if Lloyds was pulling out of the Flood insurance markets. Spoiler Alert (they are here to stay sorry FEMA). | Lloyds of London Flood insurance  | Private Flood insurance | Alternative to FEMA flood insurance. | Alternative to NFIP Hi FLOOD NERD - Robert I trust you are well, I was reading this article in th…Read More

  2. Do I need to buy flood insurance on a ground unit condo?

    This post is from a post on bigger pockets a real estate investment site.  I worte on anwering a question about flood insruance. Flood Nerd responce to question on buying flood insurance @Aaron K. and @Claire Rosenberg all properties are in a flood zone the only differentiator with the flood zones is the "high-risk" flood zones is your lender will require flood insurance in order to get the funds…Read More

  3. Private Flood Insurance Client in Colorado, Arvada, Wheat Ridge, Boulder and more.

    Colorado Flood Insurance Today I got a call from a client who is looking to buy a home in Jefferson County, CO. The property is in Wheatridge, and in an area that is considered a High-risk or Special Hazard Flood Area (SHFA). Zone AE flood insurance, Colorado Zone AE doesn't mean that her new home has flooded before or will flood; it means it has a higher chance of it, and it also means that her l…Read More

  4. FAQ – Diologue with a Client about RCV vs ACV

    We often get asked if the flood policy we quote is Replacement cost or Actual cash. This post will hopefully clear up the question. If you have further questions or want to speak with a flood nerd feel free to call us at 1-866-990-7482. And if you want to save money on your flood insurance let us do your shopping. Flood Nerd to Lisa F (OR): Hi Lisa, Thanks for reaching out, I have exciting news, y…Read More

  5. FEMA FLOOD MAPS, Flood zone Map, Flood Map

    FEMA Flood Maps Flooding is the number one natural disaster we face in the U.S. All it takes is a few inches of water to cause catastrophic damage to your property. You could see your financial future destroyed with the flood floodwaters. We have had clients tell us they wish they had bought the flood insurance before it happened to them. Many had to take on second jobs, forgo retirement or in the…Read More

  6. What are my Private Flood Insurance options? Cost of flood insurance.

    What are my Private Flood Insurance options? Cost of private flood insurance vs NFIP https://www.youtube.com/watch?v=DK9u1IfpPUM This is such a great question and we hear all the time what are the flood insurance options? Many people believe that the Government flood insurance policy administered through FEMA also called the NFIP is the only option and that was true for 50-years when the NFIP had …Read More

  7. Why Better Flood Insurance is the Best Flood Insurance Agency

    The price tag of flood damage in the United States hit an astounding $8.4 billion in 2011. 2016 saw the most floods in the United States on record. While you may think flood insurance isn't all that important, it is absolutely crucial. If you live somewhere where it rains, you are susceptible to floods. Flooding can also occur from leaky pipes and other plumbing issues. However, this is not consid…Read More

  8. 5 Secrets the Government Doesn’t Want You to Know About Private Flood Insurance

    America weathers a lot of rain. Some years see up to 58 feet. The rainy season for the Midwest folds right into hurricane season and then California takes over (think: El Nino). As there's no real dry season that spans America, there's no time off for flood remediation. With a $30 billion and growing debt, the National Flood Insurance Program (NFIP) isn't equipped to handle the constant threat of …Read More

  9. A 5-Step Commercial Flood Insurance Guide (That ANYONE Can Follow)

    In 2017, the extensive flooding in Houston caused by Hurrican Harvey cost $125 billion in damage. More than 40% of the business that was flooded will never recover and close their business and dreams. As the sea-level rises with climate change, flooding is a major risk for businesses. If you own a business, a flood can damage your infrastructure, your inventory, and your ability to operate in an i…Read More

  10. How to Prepare for Your NFIP Flood Premium Shock

    As flood waters enter a home, ruin begins. Wood framing sucks up water like a ShamWow. Outlets underwater are now useless. If your area has clay soil like many in the south, it absorbs water. Clay's uneven nature will break up the foundation. Embedded pipes rupture and window and door frames sag and break. Most flooring and furniture fill with contamination from sewage in the waters. Non-porous fl…Read More