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  1. What are my Private Flood Insurance options? Cost of flood insurance.

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    What are my Private Flood Insurance options? Cost of private flood insurance vs NFIP https://www.youtube.com/watch?v=DK9u1IfpPUM This is such a great question and we hear all the time what are the flood insurance options? Many people believe that the Government flood insurance policy administered through FEMA also called the NFIP is the only option and that was true for 50-years when the NFIP had …Read More

  2. Diologue with a client in KY on controlling the cost of Flood Insurance

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    Question from client - Controling cost of flood insurance Hi Robert what can I do to decrease my flood insurance expense Hi, April that is a great question, Typically the private flood market and Lloyds of London flood Insurance is much less than the Federal program the NFIP sometimes 50% less. However, as you have seen in your state there are few private flood insurance option (Superior Flood bei…Read More

  3. Why Better Flood Insurance is the Best Flood Insurance Agency

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    The price tag of flood damage in the United States hit an astounding $8.4 billion in 2011. 2016 saw the most floods in the United States on record. While you may think flood insurance isn't all that important, it is absolutely crucial. If you live somewhere where it rains, you are susceptible to floods. Flooding can also occur from leaky pipes and other plumbing issues. However, this is not consid…Read More

  4. 5 Secrets the Government Doesn’t Want You to Know About Private Flood Insurance

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    America weathers a lot of rain. Some years see up to 58 feet. The rainy season for the Midwest folds right into hurricane season and then California takes over (think: El Nino). As there's no real dry season that spans America, there's no time off for flood remediation. With a $30 billion and growing debt, the National Flood Insurance Program (NFIP) isn't equipped to handle the constant threat of …Read More

  5. Dialogue with Flood Nerd about Base Flood Elevation / What is my BFE?

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    What is my BFE? In this blog, we are taking a real conversation with a client in order to make this information available to our community that has to purchase flood insurance or are curious about flood insurance. Please note that many insurances do not really understand flood insurance and most avoid it if they can. This is why we exist we are experts in this complicated insurance and are here to…Read More

  6. How You Can Take Control of the Rising Cost of Flood Insurance

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    In June 2008, 11 million people were affected by flooding across the Midwest. That number represents the most people ever affected by a natural disaster in US history. Flooding is one of the most common natural disasters in the US. And they're becoming more frequent than ever before. With this increased risk, it's time for homeowners to seriously consider whether the costs of flood insurance outwe…Read More

  7. How to Prepare for Your NFIP Flood Premium Shock

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    As flood waters enter a home, ruin begins. Wood framing sucks up water like a ShamWow. Outlets underwater are now useless. If your area has clay soil like many in the south, it absorbs water. Clay's uneven nature will break up the foundation. Embedded pipes rupture and window and door frames sag and break. Most flooring and furniture fill with contamination from sewage in the waters. Non-porous fl…Read More

  8. The Ultimate Guide to Finding the Best Flood Insurance

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    It's been a year since hurricane Harvey sat, defying the odds, over Houston, TX for four full days. More than 50 inches of rain in some areas sent flooding waters in an area the size of New Jersey. The weight of the water sank the 4th largest city into the earth's crust 2 centimeters. As with any natural disaster, the toll it takes is enormous after the storm passes. Only 20% of the area's homeown…Read More

  9. Doilogue with a client in regards to Needing flood insurance

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    Below is a Dialogue I had with a client about flood insurance it seems that there is a common belief that our properties will never flood so we don't need flood insurance. I hear this day in and day out. And I hope to educate. -- Flood Nerd----- Doug I am so excited I like getting clients on this option when they fit.  We are pre-approved for the premier option COVERAGE OF $250,000 building wit…Read More

  10. Private flood insruance compliance

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    Privatefloodcompliance-5b226ae3bd29e   Compliance Information Flood Insurance Reform and Modernization ______________________________________________________________________ THIS POLICY MEETS ALL OF THE PROVISIONS REQUIRED BY: The National Flood Insurance Act of 1968, as amended; and The Flood Disaster Protection Act of 1973, as amended, 42 U.S.C. §4001 et. Seq.; including Biggert Waters Flo…Read More