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Your private flood premiums should be between $492 - $1,392 a year.

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Don’t Pay Too Much for Flood Insurance

Flood insurance through the National Flood Insurance Program (NFIP) can be expensive.

Private flood insurance through companies like Allstate, State Farm, and Nationwide are just NFIP policies with a company logo. That’s not private flood insurance!

Get real private flood insurance and save money when you get a Flood Nerd™ to shop insurance for you.

It’s free to get a quote.

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Flood Insurance Is All We Do!

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Have an Existing NFIP Policy? Private Flood Insurance May Be Cheaper

Does the cost of your flood insurance keep going up year after year? I get it. For years the federal government had a monopoly on flood insurance. Homeowners had nowhere to turn for cheaper coverage.

But that’s changed. There are now over 40 private insurance companies that cover flood risks. Shopping them all takes time. That’s where the Flood Nerds come in. All we do is shop for flood insurance.

Tell us about your property and we will shop your coverage with over 40 companies, including the Lloyds of London syndicate. Then we’ll compare private coverage with the NFIP. We find you the cheapest flood insurance. Getting a quote is fast, easy, and free.

Shop my Existing Coverage and Save Me Money

Call a flood nerd 1-866-990-7482

Buying a Home and Need Flood Insurance Fast? Let a Flood Nerd Help!

Don’t let flood insurance delay your closing date. The Flood Nerds at Better Flood know every private insurance company and they also know what the lender needs to close the loan.

Many private lenders don’t require an Elevation Certificate and we can get you coverage even in high risk zones. When we shop your flood insurance you know you will get the best price and coverage and you know you will close on time.

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Flood Insurance Experts

FLOOD NERD SUSIE

Flood Nerds know flood insurance. It’s all we do. Unlike general insurance and homeowner insurance agents, we know flood insurance. We know how to minimize costs and how to maximize coverage no matter what flood zone you live in.

We compare rates, coverage and requirements from over 40 private flood insurance companies. You get the best coverage at the best rate. It’s fast, it’s easy and it’s free to get a quote on flood insurance from a Flood Nerd.

Flood Nerds are here to help

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The misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. Information requested to provide a quote or work on coverage will be shared with carriers and by filling out our online form you are giving us permission to shop your coverage and communicate with you from time to time via email or by phone. Requesting coverage does not guarantee coverage can be provided. Coverage can begin only with specific statement by a licensed member of the agency staff. None of the information provided in the website is a guarantee that insurance will be provided or that the agency is obligated to procure insurance for the website visitor.

This information and all information on this website is general in nature and not intended for educational or informational purposes. Every claim is different, and some insurance policies can be difficult to interpret.

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