Flood Nerds shop over 40 private insurance companies and compare rates and coverage with the National Flood Insurance Program, so you know you get the best flood insurance and the best rate. We handle every type of flood insurance:

  • Residential flood insurance
  • Commercial flood insurance
  • Condo unit flood insurance
  • RCBAP
  • Master flood policies
  • Excess coverage flood insurance

Loan Officers Love Flood Nerds

Flood Nerds know that sometimes the Flood Cert doesn’t get pulled early in the loan process. That’s okay! We work hard under deadlines so you don’t have to.

Depend on the Flood Nerds to provide all the documents you need to close on time. There’s no need to delay closing when Flood Nerds are on the job.

Jackie loves the flood nerds


“Flood Nerds were wonderful in assisting me with a very complicated flood policy for a borrower. They were very responsive to the questions while we were under the gun to get the borrower to the closing table. Thank you!”

Jackie Bennett ~ Brookhaven, GA

Flood Nerds Save a big deal


“The Flood Nerds designed and executed a program for an upcoming loan closing, that not only met loan requirements but exceeded expectations on timing. Due to prior agents’ incompetence, the loan was in jeopardy of not closing on time, if the date was missed this would cost the buyer thousands of dollars, and the whole process. Once Robert got on the team he made things happen, saving money on flood insurance as well as keeping the closing date. When seeking expert Flood advice, Robert is knowledgeable and provides personable, friendly service.”

Patty E ~ Sr. Large Commercial Loan Walker & Dunlop

Home Buyers Love Flood Nerds

Nobody likes surprises when buying a new home. Flood Nerds understand that discovering your dream home requires flood insurance can be unnerving. You worry about the movers and let the Flood Nerds worry about moving the process of buying flood insurance along. 


“Flood Nerds did a great job for us! They know the ins and outs of Flood Insurance which is required to navigate the particular complexities of this kind of insurance. Their deep knowledge of this area of insurance ended up saving us a considerable amount of money, and we’re most appreciative. They are also quick and efficient and got the job done with a tight deadline to support our loan application. I recommend Mr. Murphy AKA the Flood Nerd without a single reservation. Bravo!”

Leslie M ~ Ho-Ho-Kus, New Jersey

Homeowners Love the Flood Nerds

Flood Nerds reduce the stress from ever-increasing NFIP premiums! Homeowners love saving money on flood insurance and the Flood Nerds make it so easy. Join the thousands of homeowners who save money on flood insurance and get better flood insurance with a Flood Nerd on their side. 


“Better Flood Insurance has been amazing to work with! I bought a riverfront property a couple of years ago that is in a floodplain expecting that I could get flood insurance at a similar rate as the existing homeowner. I ended up finding a policy for about $1,600 but then it was canceled after a year. The following year I found one for about $3,400 which also just came up for cancellation. I have been so stressed because the NFIP policy was quoting me over $10,000 for the property. Better Flood went above and beyond to do research and find a way for me to be grandfathered into the NFIP policy with a rate of about $1,400 a year. Talk about a big relief! I was so close to having to sell the property due to the super-high rates! Thank you so much for all you have done to find me the best insurance policy at a great rate!”

Matt W ~ Harpers Ferry, WV


“I’m so glad someone referred me to the Flood Nerds! Robert and Susie set me up with a policy exponentially better than anything I was finding through other providers. They were both quick to assist and very knowledgeable. The Flood Nerds took away the stress of having to find flood insurance!”

Will C – Little Rock, Arkansas