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Everyone Saves Money on Flood Insurance with a Flood Nerd.

Your private flood premiums should be between $492 - $1,392 a year.

If You Are Paying More – Get A Flood Nerd™ Shopping Now.

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Flood Nerds Save Flood Insurance cost
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Everyone Saves Money on Flood Insurance with a Flood Nerd

If you need to buy flood insurance or have flood insurance and want to save money you need a flood expert - you need a Flood Nerd.

Flood Nerds Save Clients Money

I’m Robert Murphy and I can save you money on flood insurance.

I may look like a mild-mannered insurance salesman to you, but I head up a secret underground group of people that specialize in flood insurance - Flood Nerds.

Well, okay maybe we aren’t so underground since you found me here on the open web. But we know flood insurance. Do You?

Hire a flood nerd
Call us at 1-866-990-7482

Breaking the Government Monopoly Called NFIP

Most people think the only way to get flood insurance is through the National Flood Insurance Program (the infamous NFIP).

I used to think that too.

But 6 years ago I discovered an ugly truth. Most general insurance agents don’t know much about the private flood insurance market. When a client needs flood insurance they just sign them up for the NFIP. They don’t even shop the private flood insurance market where you can really save people money.

I call those people Flood Wimps. They unwillingly support the flood insurance monopoly that exploits people who need to buy flood insurance. They aren’t bad people, they just don’t know any better.

This situation really made me mad. That anger transformed me into the Flood Nerd I am today. I saw an opportunity to help people get out from under the thumb of the government flood program by getting them coverage in the private flood insurance market.

I knew I had the education, temperament, and stamina to break the government flood insurance stranglehold. I'm a fighter and my superpower is getting you the lowest price and best coverage available for your property.

And I am not alone. I’ve put together an amazing team of Flood Nerds that share my passion for righting the injustice of flood policies with premiums that are too high and coverage that’s too low. We help people with existing flood policies, new home buyers, real estate agents, lenders, and property managers. We save people money and we can save you money too.

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Save Money on Existing Flood Insurance

Do you already have a flood policy through the NFIP and are struggling to pay renewal premiums that just keep going up and up?

Fill out our contact form and unleash a Flood Nerd on your behalf.

We’ll sniff out ways to save on your policy and even shop it on the private market.

Did you know there are over 40 private flood insurance companies? Well, we know all of them and we know ways to save on flood insurance.

Flood Nerds can Save Money on FEMA policies
Save Money on Existing Coverage

Flood Nerds Save Money & Grief for New Home Buyers

Are you buying the home of your dreams and just discovered it comes complete with the need for flood insurance? And the premiums are sky-high? Don’t despair!

And certainly don’t let your homeowner’s insurance agent rope you into an expensive NFIP policy. In no time, the Flood Nerds will get you the coverage you need, save you money, and keep your closing on track.

It’s easy to overpay for flood insurance when you try to do it yourself. It’s even easier to save money on flood insurance when you let a Flood Nerd do the work for you. We love helping home buyers close on their dream home on time and without paying for crazy high premiums.

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Flood Nerds Help Real Estate Agents Keep Closing Dates

Flood Nerds work with real estate agents to keep deals on track and closing dates on target. When you work with a Flood Nerd flood insurance is one less worry.

Give us the property details, and while we get the documents and best price and coverage for this deal you worry about your next deal. Cause we’ve got this one covered.

Seriously, we’re flood insurance pros and coastal properties and second homes aren’t a problem for us. Excess limits coverage doesn’t exceed our ability to provide savings.

When your buyer or seller is losing their cool with flood insurance costs and requirements, let the Flood Nerds save the day.

We’ve even got some great ideas on how you can market your services in certain markets. Want to know more?

Call 866-990-7482 or email me.

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Flood Nerds Help Lenders and Loan Officers Too

Your job is hard enough. Getting documents together and keeping the underwriters happy is stressful, especially when the property is in a high-risk flood zone. Trust the Flood Nerds to step in and give you a hand.

We geek out on flood insurance so you get everything you need. We’ll help you keep those closing dates and reign in flood insurance costs to keep those borrowers qualified.

Because we’re Flood Nerds, we know what you need to stay in compliance with laws regarding lending on the property in flood zones. The higher the flood zone risk, the harder we work to secure the coverage and premiums that keep buyers, sellers, and lenders smiling.

Because we shop the independent flood insurance market, we have access to over 40 highly rated insurers and know the ins and outs of getting the best rate.

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Stop Worrying About Rising Flood Insurance Costs

Flood insurance is complex. The government has so many rules and regulations. They issue maps and then change them. The NFIP increases premiums and you feel you have nowhere to turn.

Just activate a Flood Nerd and let us handle your flood insurance needs. We’ll analyze your situation and get you personalized coverage that’s right for you.

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©2022 BetterFloodInsurance, Inc.® - Do not copy. All rights reserved. | Privacy Policy & Refund Policy

The misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. Information requested to provide a quote or work on coverage will be shared with carriers. By filling out our online form, you are allowing us to shop for your coverage and communicate with you from time to time via email or phone. Requesting coverage does not guarantee coverage can be provided. Coverage can begin only with a specific statement by a licensed agency staff member. None of the information in the website guarantees that insurance will be provided or that the agency is obligated to procure insurance for the website visitor.
This and all information on this website is general and not intended for educational or informational purposes. Every claim is different, and some insurance policies can be difficult to interpret.

•In most cases, our quote can go to the final policy without quoted price changes; however, our underwriters can and do change offered prices due to changes in underwriting.  

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