2023 – Here’s the Lazy Way to Save Money on State Farm Flood Insurance
How Much Should You Pay for Flood Insurance?
Use this tool to see how much you can save with private flood insurance.
Your State Farm Flood Insurance policy doesn’t really handle your flood coverage. Your information is sent over to an underwriter with the National Flood Insurance Program (NFIP).
That NFIP underwriter is not an agent and might not care about saving you money.
They just want to write your policy and move on to the next one. And your State Farm Agent might not know enough about flood insurance to question the NFIP price they get.
We think too many people with State Farm Flood Insurance pay more for coverage than they would with private flood insurance.
Flood Nerds save people from overpaying for flood insurance.
Find Out the Cost Difference Between Government and Private Flood Insurance
If you are reading this page, you probably need to save money and we should see if you can pay less then your current State Farm flood insurance policy.
State Farm, Allstate, Geico, Nationwide, and even USAA (and all on the image below) are well-known insurance company names and some are really good companies however none of them underwrite write your flood policy they all farm that out to the NFIP.